Terms & Conditions

General Information: All of the material published on this website is for information purposes only and does not constitute advice. This information is of a general nature only and has been provided without taking into account of the objectives, financial situation or needs of any specific user. Because of this, we recommend you consider, with or without the assistance of a financial adviser, whether the information is appropriate in light of your particular needs and circumstances. Content and Third Parties: The information on this site is current at the date of publication but may be subject to change. Whilst Assured have made every effort to ensure that information is free from error, we do not guarantee that the information or images are current, complete or correct and accept no responsibility therefore any unintended error. Assured does not accept liability for errors, omissions in, delays or interruptions to or cessation of access to this website, through negligence or for any other reason whatsoever. Assured does not guarantee that this website or third party websites will be free from viruses. References to other sites are provided as an information service only and should not necessarily be construed as an endorsement. Conversely, omissions should not be construed as non-endorsement. Although every care is taken to provide links to suitable material from this site, the nature of the Internet prevents us from guaranteeing the quality, suitability, completeness or accuracy of any of the material that this site maybe linked to. Assured accepts no responsibility for the content of that material including any unsuitable or inaccurate material that may be encountered. Assured is not responsible for the accuracy or legitimacy of information found elsewhere on the Internet and there is no guarantee that any of the sites listed will be available at any particular time. Subject to any terms implied by law and which cannot be excluded, we accept no responsibility for any loss, damage, cost or expense (whether director indirect) incurred by you as a result of any error, omission or misrepresentation in any information in this site. Assured does not guarantee any services which might be announced nor provide any authorisation direct or indirect relating to use of information or links. Intellectual Property Rights Except for copyright in these Terms and Conditions of use, Assured asserts copyright and all other intellectual property rights in this website, unless otherwise stated. Except where indicated to the contrary, all trade marks which appear on this website are the property of Assured and are indicated by the appropriate symbol. Assured also reserves copyright and all other intellectual property rights in all our documents and images appearing on or linked to this web site. Users of this website may download a single copy of these documents and images for their personal use only. Except where allowed in this notice or permitted under the Copyright Act 1968(Cth) or other applicable laws, no information appearing on or linked to by this web site in which we have reserved copyright shall be reproduced in any form, adapted or transmitted in any form by any process, including electronic form, without our express permission. Withdrawal and Suspension of Service Assured may withdraw completely, or suspend for a period of time, this website, or access to it for any reason including without limitation: • if there is an interruption, fault, virus, unauthorised access, denial of service or other malicious attack on any part of our computer or telecommunications system; • if you breach any part of these Terms of Use; • if you use this website for an inappropriate purpose, including the storage or transmission of inappropriate or offensive material. Privacy Policy

Assured respects the privacy of our clients, agents and associates and protect your personal information. We comply with the National Privacy Principals (NPPs) as implemented under the Privacy Amendment(Private Sector) Act 2000 ('Privacy Act'), which came into effect on 21December 2001. The Privacy Act established a national scheme for the handling of personal information by private sector organisations. The NPPs are the minimum privacy standards. This Privacy Policy outlines how Assured safeguards the privacy of your personal information in compliance with the privacy laws. The scope of the principles set out in our Privacy Policy extends to any personal information you give to us in person, through the telephone, via our website or pursuant to any other arrangement. Acts and practices of ours which are directly related to the employee records of our current and former employees are exempt from the coverage of the NPPs and this Privacy Policy does not apply to them.